Guelph, ON – April 23, 2025 – Value Connect Inc., a leading provider of appraisal management and technology services, is pleased to announce that it has entered into a Service Provider Agreement with Highclere Capital, a modern mortgage finance lender. This strategic partnership aims to enhance the efficiency and quality of appraisal services...

Statistics Canada releases several publications on a variety of topics. We find the ones related to demographics and financial data interesting because those two factors play a significant role in how real estate and mortgage originations play out in Canada. Here's a few of the things a recent report (from October 10, 2024) highlighted for readers:

There is good news on the economic front which should give consumers and businesses some solace. Statistics Canada and the Bank of Canada (the “Bank”) recently released reports that you can leverage in your communications with clients.

Many people confuse property inspection reports with appraisal reports, assuming they serve the same purpose. However, while both typically involve an on-site inspection, they differ significantly in their objectives, methods, and the nature of their final reports. This article aims to clarify these differences and highlight the unique roles each...

The Consumer Confidence Index (CCI) is an important economic indicator that reflects the overall confidence of consumers' economic prospects. For Canadian alternative mortgage specialists and mortgage brokers, tracking the CCI is essential. It provides insights into consumer sentiment and offers predictions on future economic activities that can...

Introduction

The Canadian real estate market has undergone significant shifts over the past year. August 2024 has presented a markedly different landscape compared to the same month in 2023. This article delves into the details of these changes, analyzing the factors contributing to the fluctuations in property values across various provinces and...

Mortgage professionals and appraisers know how important it is to help clients know which home upgrades can increase the value of their property and which ones can actually lower it.

As a mortgage professional, you know the appraised value of a property is a key factor in determining the loan-to-value ratio and may affect the interest rate for your clients. But did you know the same property can have different appraised values depending on the terms of reference (TOR) the appraiser follows? In this post, we explain why this...

When you are going through a separation or divorce, one of the most challenging and contentious issues is how to divide your marital property. If you own a home, you will need to get a professional appraisal of its value, so that you can negotiate a fair and equitable settlement.